Match
Engine and trim
Confirm the rated version matches the car you are actually buying.
The Insurance Group Explorer
Two cars. A clearer decision.
See the difference in their groups, then check the details that a number cannot tell you.
Illustrative comparison · These are fictional vehicles and sample ratings, not a live vehicle database.
City hatchback
1.0 petrol · manual · entry trim
E means the vehicle’s security exceeds the expected standard. The published group already includes the one-group reduction; don’t subtract another group.
Explore group 7Family hatchback
1.5 petrol · manual · mid trim
A means security meets the expected standard for the group.
Explore group 1811 groups apart. The price difference needs a quote.
A lower group may help with shortlisting, but the gap is not a percentage saving or a premium prediction. Check both cars using the same driver details, cover and excess.
Ask
Changes to the car
A standard group does not tell you about modifications to an individual car.
Check for possible modificationsCompare
Actual insurance quotes
Compare price, cover, excess and conditions before choosing.
Let’s make sense of it
A number is useful. A little context is better.
Ask what a group means, or what to check before choosing your next car.
So group 7 means cheap insurance?
PolicySnap
It’s at the lower end of the scale. That is a useful starting point, but your details and the exact car still shape the quote.
About the ratings: Thatcham Research’s Group Rating and Vehicle Risk Rating. Scale descriptions are PolicySnap’s plain-language labels, not official bands. Vehicle examples are fictional and do not establish a rating for any real car.